Our Team

Jim is a college educated business professional. He has been a mortgage professional since 1996 and the head of First Lenders Mortgage in Middletown, New Jersey since January 2000. Jim has successfully closed many millions in mortgage loans for hundreds of ecstatic clients much of whom have become loyal repeat customers. Come join us!
With over 13 years in mortgage lending in the New Jersey area, John has the knowledge and experience with FHA, VA, Jumbo, and Conventional loans. He has worked with a full range of borrowers including first time home buyers, self-employed borrowers, and even credit challenged borrowers. John also has extensive knowledge in the real estate industry which helps his clients understand more about how the whole buying process works.

John attributes his success to excellent customer service skills and always keeping the client’s needs first. Whether you are looking to buy a new home, or simply wish to refinance your existing mortgage he is ready, willing, and able to assist you every step of the way.

John believes a mortgage should be about building relationships, and helping customers achieve their home financing goals, not just a transaction. If you are looking for experience, knowledge, dedication, and an honest approach then John is your perfect fit!

John was born in Brooklyn, raised in Great Kills, Staten Island, and has lived in Monmouth County, New Jersey since 1986. He loves football, the beach, and spending quality time with family and friends.
Lou Russoniello
Lou is a New Jersey Licensed Mortgage Loan Originator with over 30 years of experience. He has access to a wide variety of financing options designed to meet the needs of the first-time homebuyer as well as the experienced homeowner.

Lou always has his client’s best interest in mind, and strives to provide his clients with the best customer service while satisfying all their mortgage needs. Lou is always there to answer any and all of your questions to guide you through the mortgage process in the most efficient way possible.

Lou will be confident that your experience with himself and First Lenders Mortgage will be a positive and beneficial one!

He loves spending time and enjoying his family. Lou is a graduate of Seton Hall University.
Dimple Bhojawala
Dimple is a New Jersey Licensed and experienced Mortgage Loan Originator having the knowledge and experience with FHA, VA, Jumbo, and Conventional loans. She has in-depth knowledge of a wide variety of financing options designed to meet the needs of the first-time homebuyer as well as the experienced home owner and borrowers with credit challenges.

Dimple says, “Every client is unique and has a special situation that needs to be honored. Whether it’s advising a seasoned investor with complex financial strategies including refinancing, renovating or building a custom home or finding the perfect mortgage for the home buyers who are just starting out. Helping people find the right financing solution is not just a profession but a craft that I look up to every single day.”

Steve Jobs rightly said “People don’t know what they want until you show it to them” and Dimple believes this in order to improve customer experience.

Outside of her professional sphere, Dimple loves to spend quality time with her friends and family exploring places around the town and planning out adventurous trips. Her favorite past-time is cooking delicious dishes and watching movies.
Ryan Guerriero
Contact First Lenders Mortgage Today

We Work With the Best Clients

  • I highly recommend First Lenders Mortgage to anyone who is interested in refinancing an existing mortgage or planning on buying/selling... read more

    Ray L.
    4/02/2021

    THANK YOU First Lenders of Keyport NJ for making our dream home a reality. We couldn't have done it without... read more

    Jeff B.
    3/14/2021

    I have worked with First Lenders with two of my recent house purchases. Jim was able to get approval on... read more

    Paul K.
    2/12/2021
  • Jim and the team were super helpful and guided me through the process. I would highly recommended Jim to anyone... read more

    Will D.
    2/12/2021

    As a first time home buyer, John Mattsson and First Lenders Mortgage made the entire process a pleasant and great... read more

    Miranda F.
    1/14/2021

    Great personalized service. Got good pricing and closed in 15 days, thus giving me ton of interest savings. The whole... read more

    Vaibhav R.
    1/14/2021
  • Jim and his team were reliable, prompt and super easy to complete an arduous process of closing. I highly recommend... read more

    Christie P.
    1/05/2021
    5 star rating

    I worked with Jim on my recent refi and the service was excellent throughout. The pricing was great and... read more

    V R.
    1/01/2021

    I cannot say enough good things about John Mattsson and First Lenders Mortgage! As a first time home buyer, the... read more

    Christina R.
    12/14/2020
  • MAKE 'FIRST LENDERS MORTGAGE 'YOUR FIRST STOP AND NOT THE CONVENTIONAL BANKS - SO FORTUNATE TO FIND JIM GUERRIERO AND... read more

    ALICE B.
    12/14/2020

    Most people dread the “mortgage process” but after working with Lou and Jim we can honestly say they made the... read more

    Lyndsay V.
    12/09/2020
    5 star rating

    I cannot say enough good things about John Mattsson and First Lenders Mortgage! As a first time home buyer, the... read more

    Christina R.
    12/07/2020
  • I initially called on a weekend expecting to leave a message on voicemail but Jim actually picked up. He's honest,... read more

    Paul G.
    9/14/2020

    Very prompt work and constantly in touch during the entire refinancing process. The quickest closing I had ever experienced. Lender's... read more

    Nishit T.
    8/14/2020

    Jim is wonderful !!!! Jim is available 24/7...Literally!!! Having Jim available takes away the stress of buying a house.... read more

    anne T.
    5/14/2020
  • Jim walked me through my mortgage options, and was available to answer the many questions I had, and they were... read more

    Waleed O.
    5/14/2020

    Honestly, from the moment I was introduced to Jim Guerrero, I knew I met the best. He walked me through... read more

    Prema D.
    5/14/2020

    I had a great home buying experience with First Lenders Mortgage and my mortgage broker Jim Guerriero! Jim provided me... read more

    Nicole S.
    5/14/2020
  • 5 star rating

    My experience with this company for the first time was stress free. They was very professional and kept us in... read more

    Dimitrious M.
    4/28/2020
    5 star rating

    I have used Jim to process my initial mortgage and 2 refinances. I would never think to look anywhere else... read more

    Richard Q.
    12/16/2019

    I had a great home buying experience with First Lenders Mortgage and my mortgage broker Jim Guerriero! Jim provided me... read more

    Nicole S.
    11/19/2019
  • 5 star rating

    I had a great home buying experience with First Lenders Mortgage and my mortgage broker Jim Guerriero! Jim provided me... read more

    Nicole S.
    11/19/2019
    5 star rating

    I worked with Jim on a reverse purchase for my mom. It had its challenges, but we were able to... read more

    Lance V.
    9/09/2019
    5 star rating

    First Lenders Mortgage was very honest, professional and resourceful during my recent mortgage refinance. The refinance was completed in a... read more

    Patrick F.
    7/09/2019
  • Jim was extremely helpful and was always available to answer any questions or concerns that I had. I would highly... read more

    debbie c.
    5/14/2019

    Extremely knowledgeable and thorough. Jim and his team were accessible and ready to answer any questions we had throughout... read more

    Andrew S.
    5/14/2019

    As first time home buyers my husband and I were clueless on the home buying process. I made a few... read more

    Tara S.
    5/14/2019
  • Great service Jim and Jimmy are very professional and honest. Highly recommend for refi or purchase.

    Kisha F.
    5/14/2019

    As first time home buyers my husband and I were clueless on the home buying process. I made a few... read more

    Tara S.
    8/14/2018
    5 star rating

    Jim was able to get us a mortgage on a new condo in a short amount of time. He was... read more

    Johne H.
    7/20/2018
  • Great, fast, and knowledgeable! Got us through many obstacles quickly and just in time for the closing on a tough... read more

    jay n.
    5/14/2018

    Jim G is a pleasure to do business with!! Excellent staff, always a step ahead with information and answers! I... read more

    Gabrielle C.
    5/14/2018

    Worked with Jim and his team on a challenging refinance that most mortgage professionals didn’t want to deal with. ... read more

    Anthony L.
    5/14/2018
  • 5 star rating

    Jim is on his game in every way. Responsive and caring. And has the experience needs... read more

    John C.
    1/30/2018
    5 star rating

    Jim G is a pleasure to do business with!! Excellent staff, always a step ahead with information and answers! I... read more

    Gabrielle C.
    1/23/2018
    5 star rating

    Worked with Jim and his team on a challenging refinance that most mortgage professionals didn't want to deal with. ... read more

    Anthony L.
    11/03/2017
  • 5 star rating

    I did a refi with Jim and the service was great! He was knowledgeable and very helpful through the entire... read more

    Robin H.
    8/16/2017

    Jim Guerriero and his staff in the Middletown office are the epitome of efficiency and responsiveness. In this day... read more

    Garret K.
    5/14/2014
    5 star rating

    I just closed on my refinancing with First Lenders Mortgage Middletown,NJ. Jim Guerriero and his staff couldn't have been... read more

    Garret K.
    9/11/2013